Our loan programs are structured to meet your needs, regardless of what type of investor loan you’re looking for.
As one of the premier hard money lenders for real estate investors, our borrowers can rely on us to quickly finance their real estate deals and help them grow their business.
Hard Money Lender
When it comes to investment opportunities, especially fix and flip properties, Kings of Capital knows how important it is to expedite the financing needed for your project. At Kings of Capital, we offer hard money loans for fix and flip properties. Unlike the grueling process of bank mortgages which can take upwards of forty-five days, Kings of Capital can approve your hard money loan and provide you with funds in an average closing time of just 14 days, Kings of Capital is here to quickly assist you every step of the way.
kings of capital - Hard Money Lending
Given that our loans are based on the value of an investment property rather than the borrower’s credit, we can fund deals for borrowers who are unable to get conventional financing due to a recent foreclosure or short sale. Even with tarnished credit, a borrower can obtain a hard money loan using the value of the investment property as collateral. This makes a hard money loan a great option for anyone from beginner investors with a limited credit history to experienced investors looking to free up liquidity and scale their business.
Kings of Capital funds hard money loans on single family, multi-family, mixed-use, and commercial - fix and flip investment properties.
The interest rates on an asset based hard money loan are usually higher than those of conventional mortgages. Interest rates for hard money loans range anywhere from 9%-12%, and Kings of Capital's competitive loan programs offer qualified investors some of the best rates in the industry. Hard money lenders typically charge higher interest rates due to the greater risk associated with these loans, and the incredible speed in which they are able to process and fund transactions. Hard money loans are a very strong tool for investors who need to move quickly. These short term (usually 12 months) loans are the perfect opportunity to aid any investor in developing their success.