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Fix and flip

Kings of Capital’s fix and flip loan programs are tailored to provide investors with quick access to funding.


Like all our direct hard money lending programs we ensure a hassle free and reliable loan process.

Throughout the underwriting stage of the loan process, Kings of Capital will lend up to 90% of the purchase price and 100% of the rehab costs with experienced investors. Our average closing time for the underwriting stage is an average of 14 days.

What are Fix and Flip loans?

A Fix and Flip loan is a rehab loan that allows you to purchase a property with minimum down and it gives you the funds to rehabilitate the property. There are multiple types of Fix and Flip loans for real estate investors.


When working a direct hard money lender like Kings of Capital, we provide a real estate investment loan that is backed by a private lender instead of a bank. Our fix and flip loan programs will finance up to 100% of the total acquisition and up to 100% of the rehab cost. Additionally our interest rates start as low as 8.49% and can go up to 12%. A Fix and Flip loan at Kings of Capital has a 3-24 month term.

How can you get a FIX AND FLIP loan?

Through Kings of Capital, the process of obtaining a fix and flip loan is a thorough but quick process. After finding the desired property, a prospective borrower will speak with a member of our loan officer team and pre-qualify for financing.  Once the underwriting criterion has been met, Kings of Capital will design an outline of the terms and overview of the loan.

Hassle-free fix and flip loans

Closing Time

Kings of Capital's Fix and Flip programs are closed within an average of 14 days. Ensuring a quick, hassle free process for all prospective borrowers.

Underwriting Process

Kings of Capital has a flexible underwriting process that allows potential fix and flip investors to easily secure funding. Additionally, we have no minimum credit score requirement unlike other institutions.


Fix and flip money loans are hard money loans designed for short-term real estate investments. These loans are usually 6 - 12 months, and cover up to 90% of the cost of purchase and renovation. Fix and flip loans can be used for properties - such as foreclosed properties - that are not eligible for loans backed by federal agencies, such as Freddie Mac and Fannie Mae, under FHA guidelines. They are only for real estate investment properties, and cannot be used to finance owner occupied properties. Eligible properties include single-family, condos, townhomes, multi-family, and commercial properties.


Get ahead of the competition in real estate market. It’s Fast, Easy, and Just Takes Minutes.  Speak to a Fix and Flip expert today by calling 267-630-2875


Get a Free. No Obligation. Instant Rate Quote Today!

Ready To Finance Your Investment Properties?

Apply now. Our originations team is ready to work on your loan.

Ready to get started with a

Fix-n-Flip lending specialist?

Get ahead of the competition in the real estate market. It’s Fast, Easy, and Just Takes Minutes. Speak to a Investment Property  expert today by calling


Get a Free. No Obligation. Instant Rate Quote Today!

Direct Nationwide

Fix-n-Flip Lender

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Top Fix-n-Flip Cities

Atlanta, GA -Austin, TX -Boston, MA -Bronx, NY-Brooklyn, NY -Charlotte, NC -Chicago, IL -Cleveland, OH -Columbus, OH -Dallas, TX -Denver, CO -Fort Worth, TX -Houston, TX -Indianapolis, IN -Jacksonville, FL -Kansas City, MO -Los Angeles, CA -Miami, FL -Minneapolis, MN -New York, NY -Orlando, FL -San Antonio, TX -San Diego, CA -San Jose, CA -Seattle, WA -St Louis, MO -St. Petersburg, FL


  • Single-family, condos, townhomes, multi-family, Commercial

  • $75K – $5M

  • Up to 90% of Purchase & Rehab cost

  • Bridge Financing up to 12 months

  • No W-2s required

  • Rates 7.49% -13.9%*

  • Purchase, Refinance, or Cash Out

Applying for a Fix and Flip Loan


Any real estate investor is eligible to get a fix and flip loan. No W-2s are required, and the application process is simple and speedy. Talk to a trusted hard money lender to receive a rate quote. 

Anyone who is eligible for a hard money loan can apply for a fix and flip loan. Some lenders will only loan to real estate companies, including LLCs, Limited Partnerships, General Partnerships, and Corporations. Investors with investment properties and any level of FICO score can apply for and receive a hard money loan. If an investor is rejected for a bank loan, they can still qualify for a hard money loan, making it well suited for investors in more complicated financial situations or purchasing properties under foreclosures.

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