top of page

bridge LOANs

Multi-family Bridge Loans for Real Estate Investors 

A multi-family bridge loan is a private money loan program that is utilized for purchasing multi-family investment properties. These types of properties include apartment buildings, student housing, seniors housing, and multifamily mixed-use housing. 


Like other private money and hard money loan programs, this type of loan is used for purchasing properties not eligible for traditional financing options, such as federally backed loans. Common reasons to get a multi-family bridge loan include investment property purchase, refinance, equity cash out, rehab or new construction. The length of these loans can also be longer than a fix and flip loan, ranging from 3 months to 3 years, though the majority are 12 - 24 months long.​


Looking to invest in real estate and are not sure which loan program is right for your investment property? Bridge loans are widely used by some of the most successful real estate entrepreneurs. 


Multi-family bridge loans are ideal for borrowers looking to purchase multiple investment properties in order to build a large portfolio. Seasoned real estate investors that are well versed in the private lending industry, have built their whole careers off of the benefits of bridge loans for their investment properties. Through their experience, real estate investors turned entrepreneurs are able to grow their wealth substantially with the aid of a private money lender that specializes in bridge loans. 


Unlike a bank, private money lenders can provide the much needed guidance to real estate investors when choosing the right loan program for their purchase.

Ready to get started with a Multifamily lending specialist?

Get ahead of the competition in the real estate market. It’s Fast, Easy, and Just Takes Minutes. Speak to a Investment Property  expert today by calling


Get a Free. No Obligation. Instant Rate Quote Today!

Direct Lender Offering Multifamily Bridge Lender

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska New Hampshire New Jersey New Mexico North Carolina Ohio Oklahoma Pennsylvania Rhode Island South Carolina Tennessee Texas Virginia Washington West Virginia Wisconsin Wyoming

Direct Lender Offering Multifamily Bridge Lender

  • Loan Amounts: Minimum $1M to Maximum $15M

  • Leverage: Up to 80% of Purchase and 100% of Repairs

  • LTC: Up to 85%

  • Max LTV: Up to 70% of the stabilized value

  • Rate: L+ 375 – L+700

  • Eligible Properties: Apartments 5-350 Units (Per door minimum $30K)

  • DSCR: No minimum at Acquisition

  • Points: Determined by the property, sponsor, and loan

  • Closings: In as little as 20 business days

  • Amortization: Interest Only (No interest charged on undispersed funds)

  • Loan Term: 12-36 Months

  • Guarantee: Non-Recourse and Recourse Options

  • Credit: Minimum FICO 650

What are the Benefits of Multi-family Bridge Loans?

Bridge loans are a type of loan based on the asset, specifically real estate, rather than the borrower’s salary or working capital. All asset-based loans are bridge loans, with a term of 12-24 months and can be utilized on the majority of multi-family and commercial properties. An asset-based loan cannot be used on owner-occupied property and is for investment properties only. 


Bridge loans are especially advantageous for borrowers as they have a quick approval process with little underwriting. Bridge loans are also short-term loans, lasting roughly 12-24 months, so there is a quick turnaround for your investments. 


Because of the benefits that come in the form of quick approvals and turnarounds, bridge loans generally have higher interest rates. This is also in part because, with less underwriting, lenders have a lessened sense of security with their loans and require a bigger rate to counteract it. Therefore, from a financial standpoint, bridge loans are a bit riskier than alternative loans; however, they are the best fit loan program for real estate investors looking to grow their equity through multifamily properties.

Similar to a hard money loan, bridge loans relate to the risk and security of the loan as a large amount of money is given in proportion to the property’s current and expected market value. Because of the high-interest rates and volatility of the real estate market, bridge loans, like hard money loans, are under strict guidance by private lenders as they want to ensure that the financing is properly invested.


As a short-term, asset-backed loan, bridge loans are specifically aimed at investors looking to make quick marginal gains in real estate properties and their market value. It can be used for multiple properties at a time and it can be repeated after a project is complete. Bridge loans are risky but fairly reliable for real estate entrepreneurs as they can be implemented almost anywhere, barring market volatilities and fees based on regions and localities. As an investor, you can acquire multiple bridge loans for multiple properties over a period of time with a private lender to whom you can develop a strong, reliable relationship as they help expand your entrepreneurial possibilities and grow your equity.


Bridge loans are not just for experienced professionals, they can also be used by first-timers looking to get their start in the real estate industry. Because most private money lenders have expert knowledge and experience within the real estate industry and because bridge loans are well-established within the real estate entrepreneurial community, anyone interested in real estate investing has the potential to use a bridge loan to get their start. This also helps bring down the barrier to entry for the real estate investment industry as it becomes easier to get involved. Therefore, the application process is quite simple and only requires the minimum necessary information. No tax forms or credit history here, simply the location and address of the property, purchase and expected appraisal value, and type of property. When applying for a bridge loan, all a private lender needs is the very basic sense of the property and plan that you have to invest in it. It is really that simple to apply and the approval process coincides with that simplicity too with its quick and efficient response time.

How can I get a Multi-Family Bridge loan? 


Any real estate investor is eligible to get a fix and flip loan, though a minimum FICO score is sometimes required unlike the majority of hard money loans. Like other hard money loans, the application process is streamlined, making it simple and speedy. Talk to a trusted hard money lender to receive a rate quote. 


Who can apply for Multi-Family Bridge loans?


Unlike other hard money loans, multi-family bridge loans can require sponsorship or a minimum FICO score. Like other hard money loans, they are well suited for investors who are not eligible for a finance loan due to either issues with the investment property or their own financial information.

Kings Of Capital is a private money lender offering short-term mortgage loans to real estate investors nationally for multifamily purchases and rehab . Locating a great lenders near you that understand your market is very important. Get a private money loan for an investment property purchase, refinance, equity cash out, rehab or new construction.


Get ahead of the competition in real estate market. It’s Fast, Easy, and Just Takes Minutes.  Speak to a Multi-Family Bridge Loan expert today by calling 267-630-2875


Get a Free. No Obligation. Instant Rate Quote Today!

bottom of page