Our Loan Products | Financing Solutions for Real Estate Investors
Find Your Ideal Financing Solution with Our Wide Range of Loan Products
At Kings of Capital, we are dedicated to helping real estate investors achieve their goals. With a wide range of direct nationwide private money loan programs, we have the financing solution you need to achieve your investment goals. As a direct private money lending leader, we are committed to providing swift financing for real estate deals.
Our short-term unsecured loans can help you finance investment property purchases, refinancing, equity cash-outs, rehabs, and new constructions. We understand the importance of working with a local hard money lender that understands your market, which is why we have a team of experienced loan officers ready to help you achieve your real estate investment goals.
Kings of Capital offers a variety of loan products to meet the needs of real estate investors, including:
Each loan product has its own unique features and benefits, and Kings of Capital can work with investors to find the best loan option for their specific investment needs.
Apply now, and let us help you take your real estate investments to the next level.
Looking for The BRRRR (Buy, Rehab, Rent, Refinance, Repeat) Method? Find Out More.
Types of Loan Programs We Offer: Kings of Capital Private Lending Loan Programs
There are several leading nationwide direct private money and non-QM loan programs in the United States. Some of the most popular programs include:
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Hard Money Loans: These are short-term loans that are secured by real estate and are typically used for rehabilitation and flipping projects.
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Bridge Loans: These are short-term loans used to finance a property purchase before a more permanent financing solution is in place.
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No Income Verification/Stated Income Loans: These are loans that do not require documentation of the borrower's income, making them a popular option for self-employed individuals and those with non-traditional income sources.
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Asset-Based Loans: These are loans that are based on the value of the borrower's assets, such as real estate or equipment, rather than their income or credit score.
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Interest-Only Loans: These are loans in which the borrower only pays interest for a specified period of time, allowing for lower monthly payments and more flexibility.
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Fix-and-Flip Loans: These are loans specifically designed for real estate investors who purchase, rehabilitate, and sell properties for a profit.
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NO-DOC Loans: These are loans that do not require documentation of the borrower's income, assets, or employment history, making them a popular option for those with challenging financial histories.
It is important to note that each of these loan programs has its own unique requirements and qualifications, so it is important to do your research and choose a program that fits your specific needs and circumstances.
For a full list of our Loan Products, please see below! If you're ready to submit a loan application or speak to one of our lending experts, Book a Meeting today!
Loan Program Requirements and Qualifications
The below section outlines the specific requirements and qualifications for each loan program offered by Kings of Capital. It is important to understand the requirements and qualifications for each program in order to determine which loan program is the best fit for your specific investment needs.
Below, we will break down the requirements and qualifications for each loan program to help you make an informed decision.
If you have any further questions, feel free to contact us about our loan programs.
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Blanket Loan Options Available
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Single-Family, Condos, Townhomes, Multi-Family, Commercial, Mixed Use, Office, Retail, Industrial, Warehouse
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Rates Starting at 9.99%
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$100K – $5M
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Up to 75% LTV
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Fixed rates/Adjustable
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9-24 Month Terms
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Interest-Only Payments
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Purchase, Refinance, or Cash Out
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Foreign Nationals Eligible
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No Prepayment Penalty Option Available
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Blanket Loan Options Available
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Single-family, condos, townhomes, multi-family, Commercial
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$75K – $5M
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Up to 80% LTV
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30-Year Fixed- Rental Rental Loans
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5/1, 7/1, 10/1 ARM Rental loans
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No W-2s required
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Rates 6.99% -9.9%*
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Purchase, Refinance, or Cash Out
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Single-family, condos, townhomes, multi-family, Commercial
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$75K – $5M
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Up to 90% of Purchase & Rehab cost
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Bridge Financing up to 12 months
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No W-2s required
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Rates 10.49% -13.9%*
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Purchase, Refinance, or Cash Out
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Loan Amounts: Min $1M - $15M
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Leverage: Up to 80% of Purchase and 100% of Repairs
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LTC: Up to 85%
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Max LTV: Up to 70% of the stabilized value
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Rate: L+ 375 – L+700
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Eligible Properties: Apartments 5-350 Units (Per door minimum $30K)
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DSCR: No minimum at Acquisition
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Closings: In as little as 20 business days
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Amortization: Interest Only (No interest charged on undispersed funds)
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Loan Term: 12-36 Months
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Guarantee: Non-Recourse and Recourse Options
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Credit: Minimum FICO 650
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Blanket Loan Options Available
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Single-family, condos, townhomes, multi-family, Commercial
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$75K – $5M
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Up to 80% LTV
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30-Year Fixed-Rate Loans
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5/1, 7/1, 10/1 ARM Loans
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No W-2s required
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Rates 6.99% - 9.9%*
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Purchase, Refinance, or Cash Out
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Blanket Loan Options Available
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Single-family, condos, townhomes, multi-family, Commercial
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$75K – $5M
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Up to 80% LTV
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30-Year Fixed-Rate Loans
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5/1, 7/1, 10/1 ARM Loans
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No W-2s required
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Rates 6.99% - 9.9%*
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Purchase, Refinance, or Cash Out
What is The BRRRR (Buy, Rehab, Rent, Refinance, Repeat) Method?
The BRRRR method is a real estate investment strategy that involves buying a distressed property, fixing it up, renting it out, and then refinancing it to get cash to fund further rental property investments. This step-by-step approach allows real estate investors to grow their portfolios and achieve financial stability through rental properties.
How to Apply for a Loan with Kings of Capital
Looking to apply for a loan with Kings of Capital? Our loan application process is simple and straightforward. Visit our Loan Application Process Page to learn more about the application requirements, necessary documents, and the underwriting process.
We are committed to helping you succeed with your real estate investments, so don't hesitate to reach out to us for assistance. Apply today and take the first step towards achieving your real estate investment goals.