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Loan Programs | No Income Verification Loans for Real Estate Investors

Real Estate Financing without Income Verification: Kings of Capital's Loan Program

No income verification loans are a type of mortgage loan that do not require the borrower to provide documentation to verify their income. This type of loan is typically used by self-employed individuals or real estate investors who may have difficulty qualifying for a traditional mortgage due to their income sources. Kings of Capital offers no income verification loans to help investors acquire the financing they need for their investment properties.

No Income Verification Loan Terms for Borrowers

No Income Verification Loans are an attractive option for real estate investors who may have difficulty qualifying for a traditional mortgage due to non-traditional income sources or lacking the necessary equity for a hard money loan. 


Kings of Capital provides real estate investors with innovative funding with boutique loan programs for their investment properties. These loans can provide the financing solution needed to make a real estate investment possible. 


Unlike traditional lending and hard money loans, No Income Verification Loans require minimal documentation, making them a faster and easier option for investors who need to move quickly on a property. With No Income Verification Lending, borrowers have more opportunities to secure funding and pursue their investment goals.


Apply Now! Contact us today to learn more about Kings of Capital, and a member of our loan officer team will get back to you shortly.


  • Blanket Loan Options Available

  • Single-family, condos, townhomes, multi-family, Commercial

  • $75K – $5M

  • Up to 80% LTV

  • 30-Year Fixed-Rate Loans

  • 5/1, 7/1, 10/1 ARM Loans

  • No W-2s required

  • Rates 4.99% - 9.9%*

  • Purchase, Refinance, or Cash Out

How Do No Income Verification Loans Benefit Real Estate Investors?

No Income Verification Loans, also known as stated-income loans, are a type of alternative loan that can be advantageous for real estate investors. These loans require less documentation than traditional mortgages and hard money loans, making them a good option for self-employed borrowers or investors with non-traditional income sources.


No Income Verification Loans provide more opportunities for investors who do not qualify for traditional mortgages or cannot afford hard money loans. These types of loans can help investors grow their real estate portfolios by allowing them to secure funding when other options are closed to them.


Ultimately, No Income Verification Loans can benefit real estate investors by providing more investment opportunities and secure funding.

Ready to get started with a private lending specialist?

Get ahead of the competition in the real estate market. It’s Fast, Easy, and Just Takes Minutes.


Speak to an Investment Property expert today by calling 267-630-2875

Get a Free. No Obligation. Instant Rate Quote Today!

We Lend Nationwide: Direct Funding for No Income Verification Loans 

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Washington, West Virginia, Wisconsin, Wyoming.

Qualifying Criteria for No Income Verification Loans

Qualifying for a No Income Verification Loan can be a straightforward process. Lenders typically require borrowers to have a minimum credit score of 600, though some may require a higher score. In addition, borrowers must provide a down payment ranging from 10% to 30% of the property's value. Other factors that lenders may consider include the borrower's debt-to-income ratio, the property's location and type, and the borrower's overall financial history. 


Since these loans are designed for self-employed borrowers or those with non-traditional income sources, lenders may also consider the borrower's bank statements, investment accounts, or other financial documents to determine their ability to repay the loan.


Don't let traditional lending restrictions prevent you from achieving your real estate investment goals. If you're a self-employed borrower or investor with non-traditional income sources, a No Income Verification Loan from Kings of Capital could be your perfect solution. 


Our experienced loan officers are here to guide you through the process and help you secure funding for your investment property. Contact us today to learn more and get started on your investment journey.

How to Determine if a No Income Verification Loan is Right for You

When considering a loan option, assessing what works best for your specific financial situation is essential. For example, no Income Verification Loans can be an excellent option for borrowers who have difficulty obtaining a traditional mortgage due to not meeting traditional qualification standards or who cannot afford the higher risk of a hard money loan.


However, it's important to remember that while No Income Verification Loans may seem attractive, they may not always be the best choice for your specific circumstances. Therefore, it's crucial to prioritize your own needs as a borrower and work with a lender who can help you identify the loan program that will best suit your investment goals.

Book a meeting with one of our lending experts, and let us help you plan your investment strategy today!

Apply Now for a No Income Verification Loan with Kings of Capital: Start Your Real Estate Investment Journey Today!

Kings of Capital is a leading private money lender offering short-term mortgage loans to real estate investors across the country. As a borrower, it's crucial to work with a lender who understands your local market. With Kings of Capital, you can obtain a private money loan for an investment property purchase, refinance, equity cash-out, rehab, or new construction.


How can I get a No Income Verification Loan?


If you're interested in a No Income Verification loan, Kings of Capital offers this type of loan program. To get started, simply reach out to their lending experts to discuss your financial situation and investment goals. Kings of Capital will evaluate your eligibility for the loan program and provide you with a rate quote.


Once approved, the application process is streamlined and typically involves submitting basic documentation such as your credit score and property information. Upon approval, funds can be disbursed quickly, allowing you to move forward with your real estate investment plans.

Ready to Take the Next Step? Contact Us Today.

Stay ahead of the competition in the real estate market with Kings of Capital. Our private money lending solutions make it fast and easy to secure financing for your next investment property.


Get ahead of the competition in real estate market. It’s Fast, Easy, and Just Takes Minutes. Speak to a lending expert today by calling 267-630-2875.


Get a Free. No Obligation. Instant Rate Quote Today!

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