Loan Programs | Fix and Flip Loans for Real Estate Investors

Fix and Flip Loans: The Key to Successful Real Estate Investments

Fix and Flip loans are a specialized financing solution designed for real estate investors looking to purchase, renovate, and sell distressed properties. These loans provide the necessary funds for the purchase, repairs, and improvements, with the goal of selling for a profit.

Fix and Flip loans are a popular choice among real estate investors and are considered hard money loans for short-term real estate investments. They typically have a term of 6-12 months and can cover up to 90% of the cost of purchase and renovation.

Ideal for properties that are not eligible for loans backed by federal agencies, Fix and Flip loans are often used for foreclosed properties and can only be used for investment properties, not for owner-occupied properties. Eligible properties include single-family homes, condos, townhomes, multi-family properties, and commercial properties.

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Loan Terms for Fix & Flip Loans

Kings of Capital’s fix and flip loan programs are tailored to provide investors with quick access to funding. Like all our direct hard money lending programs, we ensure a hassle-free and reliable loan process.

Throughout the underwriting stage of the loan process, Kings of Capital will lend up to 90% of the purchase price and 100% of the rehab costs with experienced investors. Our average closing time for the underwriting stage is an average of 14 days.

FIX & FLIP LOAN OVERVIEW

• Single-family, condos, townhomes, multi-family, Commercial

• $75K – $5M

• Up to 80% LTV

• 30-Year Fixed-Rate Loans

• 5/1, 7/1, 10/1 ARM Loans

• No W-2s required

• Rates 4.99% - 9.9%*

• Purchase, Refinance, or Cash Out

Key Benefits of Utilizing Fix and Flip Loans for Real Estate Investment

Fix-and-flip loans offer several benefits to real estate investors, making them an attractive option for those looking to finance their fix-and-flip projects. One of the main benefits is that these loans provide quick access to funding, allowing investors to purchase and renovate properties in a timely manner. Additionally, fix and flip loans often have a streamlined application process, making it easier for investors to get approved for financing.

These loans can also be used to finance a wide range of properties, from single-family homes to multi-unit apartment buildings. Another key benefit of fix and flip loans is that they are designed specifically for short-term projects, with terms typically ranging from 6 to 18 months.

This means that investors can quickly turn a profit on their investments without being tied down by long-term financing commitments. Overall, fix-and-flip loans provide real estate investors with the flexibility, speed, and financing they need to successfully complete their fix-and-flip projects.

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We Lend Nationwide: Our Direct Lending Services for Multifamily Bridge Loans

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Washington, West Virginia, Wisconsin, Wyoming.

Eligibility Requirements for Fix and Flip Loans: Who Can Apply?

Potential real estate investors are qualified to secure a fix and flip loan without the need for W-2s. The application process is straightforward and efficient, and prospective borrowers can consult with a reputable hard money lender to obtain a loan rate quote.

Individuals who are eligible for a hard money loan can also apply for a fix and flip loan. However, some lenders may only offer loan services to real estate entities, including Limited Liability Companies (LLCs), Limited Partnerships, General Partnerships, and Corporations. Regardless of their FICO score, investors with investment properties can apply and secure a hard money loan.

This loan option is particularly suitable for investors facing more complex financial circumstances or those acquiring properties in foreclosure.

Choosing the Right Fix and Flip Loan: A Guide to Making the Right Decision

When looking for a fix and flip loan, choosing the right lender who can provide the best loan terms, rates, and support for your investment needs is important. At Kings of Capital, we are dedicated to providing comprehensive support to our borrowers and helping them decide to choose us as their lender. Our commitment to excellence is reflected in our 5-star rating and passion for delivering exceptional service to our clients.

Here are a few tips to help you choose the right fix and flip loan:

Consider Our Reputation, Rates, and Terms: At Kings of Capital, we have a strong reputation and offer competitive rates and flexible loan terms. When choosing a fix and flip loan, it's important to work with a lender that you can trust, and that has a proven track record of success.

Work with a Lender Who Understands the Local Market: We understand the local real estate market and can provide guidance throughout the investment process. Our team of experienced loan officers have a deep understanding of the local real estate market and can help guide you through the investment process. As a nationwide lender, we are able to service both local and national real estate markets.

Consider the Loan Terms: Carefully review the loan terms and conditions, including the loan amount, interest rate, repayment period, and any fees. It's important to choose a loan that meets your specific investment needs, and at Kings of Capital, we are here to help you find the right loan for your needs.

By considering these important factors when selecting a fix and flip loan, you can ensure that you find the right lender for your needs and achieve success in your real estate investments.

At Kings of Capital, we understand the needs of real estate investors and strive to provide our clients with the best possible experience. With fast and easy loan processing, a team of experienced lending experts, and competitive rates and terms, we are your go-to source for fix and flip financing.

Contact us today to learn more about our loan options by calling 267-630-2875. Get ahead of the competition and take your real estate investments to the next level.

Next Steps: Making the Most of Your Fix and Flip Loan

Kings of Capital offers streamlined loan programs for real estate investors. Our fix-and-flip loan program has specific guidelines and criteria, but we guarantee a smooth and reliable loan process for all of our direct private money lending programs.

How can you obtain a Fix and Flip Loan through Kings of Capital?

The process is simple and efficient. Start by speaking with a member of our loan officer team to pre-qualify for financing. After meeting the underwriting criteria, we will provide an outline of the loan terms and an overview of the loan.

Ready to Take the Next Step? Contact Us Today.

Stay ahead of the competition in the real estate market with Kings of Capital. Our private money lending solutions make it fast and easy to secure financing for your next multifamily property purchase or rehab project.

To speak with a multi-family bridge loan expert and receive a free, no-obligation rate quote, call us at 267-630-2875
today.