Loan Programs · No. IV

Multifamily Bridge Loans

For empires of 5 to 350 doors.

Institutional-grade bridge financing for apartment acquisitions and repositions — up to 80% of purchase and 100% of repairs, with no DSCR minimum at acquisition.

Call (267) 630-2875
Loan Size
$1M – $15M
Leverage
80% + 100% repairs
Units
5 – 350 doors
Closing
20 business days

What a Multifamily Bridge Loan Is

A multifamily bridge loan is short-term financing for acquiring or repositioning multi-unit properties — apartments, student housing, senior living, mixed-use residential — while you execute the business plan that traditional lenders won't underwrite yet.

Value-add deals live here: the loan carries the property from acquisition through renovation and lease-up, until it's stabilized and ready for permanent financing or sale. No interest is charged on undisbursed funds.

Who It's Built For

  • Syndicators and operators buying underperforming apartment buildings where the upside is in the rehab and the rent roll.

  • Investors who need to close before a stabilized DSCR exists — there's no DSCR minimum at acquisition.

  • Sponsors who want non-recourse options and interest-only carry while the plan executes.

Why Kings of Capital

Five to 350 doors, $1M to $15M, up to 85% loan-to-cost — closing in as little as 20 business days. Recourse and non-recourse structures, minimum FICO 650.

Bring the deal to the 60-second survey and a multifamily bridge expert will come back with terms within 24 hours.

The Fine Print, Plainly

What We Lend On, Who We Lend To

Loan Purpose

  • Purchase
  • Refinance

Citizenship

  • U.S. citizens
  • Permanent residents
  • Non-permanent residents (with FICO)
  • Non-permanent residents (no FICO)
  • Foreign nationals
Non-recourse and recourse options available

Investment property only — but you may still be able to live in the building.

Every program here is business-purpose financing for investment property. On a 1–4 unit property you cannot occupy a unit as your primary home. On 5+ units most states allow you to live in the building so long as you don't occupy more than half the livable square footage — New Jersey requires 6 units or more. On true commercial and mixed-use property you can run your own business out of the space, and a mixed-use building can sometimes be your residence too.

Read the full occupancy guidelines →

Your Empire Won't
Finance Itself.

Sixty seconds. No fees. No W-2s. A preliminary answer within 24 hours.